Investment Questionnaire

The purpose of these questions is to assist us in defining investment goals by assessing attitudes toward risk and return. There are no right or wrong answers - just answers that reflect a particular attitude.

This questionnaire deals with the assets you are considering investing in a new account and will be a helpful tool in determining your current investment profile. It will run through a short series of questions designed to outline your current financial objectives, your time horizon and the amount of risk you are willing and able to assume.

The answers to these questions will help you and your investment representative mutually determine which strategy may be appropriate to help you achieve your financial goals.

	What is the primary objective for these assets? Wealth preservation or emergency savings Purchase of a home Education funding Retirement planning/long term wealth accumulation

	What is the time horizon you have to achieve your financial goal? 0-5 years 6-10 years 11-14 years 15 years or longer

	What is your present age? 55 or Over Between 45-54 Between 30-44 Less than 30

	What is your annual income (including interest income)? $100,001 or more Between $75,000 and $100,000 Between $30,000 and $74,999 Less than $30,000

	During the next five years, your annual income will most likely: Decline Remain about the same Increase slightly Increase significantly

	What percentage of your total investable assets will this account represent? Less than 25% Between 25% and 50% Between 51% and 75% More than 75%

	Are you planning any major expenditures greater than 10% of your investment assets? Within the next year Within the next 5 years Within the next 5 to 10 years None expected

	How do you intend to use the income earned by your investment portfolio? Reinvest at least 80% of my earnings Reinvest between 20% and 80% of my earnings Receive at least 80% of my earnings as income

	Taking into consideration all sources of income, what is your current attitude towards your income needs: I can forego at least 10% of my current income Present income is adequate for present needs I need at least 10% more income

	How many months of living expenses could be safely covered by your current liquid investments? More than 12 months Between 4 and 12 months Less than 4 months

	Which of the following investments would you feel most comfortable with taking into consideration the risk return trade-off? Equity securities of established companies Mix of equity securities and government bonds Government bonds Certificate of deposit

	What factor would you consider most important before choosing an investment? How quickly I will be able to increase my wealth. The opportunity for steady growth. The amount of monthly income the investment will generate. The safety of my investment principal.

	Which of the following best describes your reaction if the value of your portfolio suddenly declined 15%? I would be very concerned because I cannot accept fluctuations in the value of my portfolio. I invest for long term growth, but would be concerned about even a temporary decline. If the amount of income I received was unaffected, it would not bother me. I invest for long term growth and accept temporary fluctuations due to market influences.

	Total Points:

Suggested Strategies: Choose the strategy that matches your total points

PointsStrategy
~0-65~ Points...> Balanced
66-85~ Points...> Primarily Growth
86-105 Points...> Growth

Formal Proposal

Formal Proposal

If you would like to receive a formal proposal based on your total points please print out the questionnaire, fill in your name, address, signature and mail it to:

RBC Trust Company (Delaware) Limited
Attn: Marketing Department
4550 New Linden Hill Road, Suite 200
Wilmington, DE 19808

Name: ___________________________________________________

Address line 1:__________________________________________

Address line 2:__________________________________________

City:____________________________________________________

State:_______ Zip:________________

Account Size: $___________________

Signature:_______________________________________________